Housing

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General Info

 

Habitat for Humanity of Elkhart County builds houses in partnership with qualifying partner families and sells the houses at no profit with affordable mortgages. The program also prepares partner families to become successful Habitat homeowners

  • A need for better housing

  • Ability to pay a monthly mortgage payment

  • Willingness to partner with Habitat
    (including 250 Sweat Equity Hours per adult)

  • Legal U.S. Residency Status

  • Residency or work history in Elkhart County for the previous year minimum

  • Would accept a house in the locations where Habitat is building

  • Income falls within our income guidelines (see chart)

  • All lending decisions are made based on ability to repay.  Mortgage payments will not exceed 30% of gross monthly income.

Qualification Guidelines

 

2018 Income Guidelines

Application Process

 

1. Attend an Informational Meeting 

These meetings are typically held twice a year throughout Elkhart County. Participants learn more about homeownership basics, the application process, and will be able to pick-up a Habitat application.  Remember, attendance at an Informational Meeting is a required step in the application process. See the schedule below for meeting dates and locations.

E-mail or call us at (574) 533-6109 with any questions. 

2. Complete the application

When your application is complete schedule a meeting with our Family Services Director to review it. A committee will review all of the applications and will make recommendations to the Board of Directors for approval. Once approved, the ‘process’ is done and the ‘program’ begins

Informational Meetings

Attendance at an information meeting is a required step in the application process.  Meetings are typically held once or twice a year.  After attending the meeting you must schedule a meeting with the Family Services Director before the Application Deadline in order to turn in your completed application.   Applications available at the Habitat Office thru July 13.  They are also available at the public meetings.  Don't forget to attend a meeting.

Informational Meeting Schedule

Program Participant Requirements

 

All prospective Habitat homeowners are required to:

  • complete 250 “sweat-equity” hours.

    • construction on their home

    • construction on homes of other Habitat families

    • volunteer in the ReStore

    • 17-20 weeks of financial and home ownership classes

  • Begin saving for a downpayment

  • Meet monthly with Family Services Director

This training program provides families with a sound foundation of knowledge designed to boost homeownership success

2910 Elkhart Road

Goshen, IN 46526

P: 574-533-6109

F: 574-537-9276

info@habitatec.com 

Indiana Relay TTY:  800-743-3333 

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Office hours: M-Th: 8:00-5:00 pm, F: 8:00-3:00 pm

ReStore hours: W-Sat: 9:00-6:00 pm Closed: Sun-Tues